In the society we have today, many people live in a country without having citizenship of the country in question. And of course this also applies here in Norway. Of course, foreigners in Norway also need credit cards in order to be able to handle their daily lives.
But how does credit cards really work for foreigners? What opportunities exist and what requirements do you have to live up to? Get answers to your questions here and be wiser on how to get a Norwegian credit card without Norwegian citizenship.
Does it require Norwegian citizenship?
It can seem like a difficult task to get a credit card in Norway without Norwegian citizenship. Many banks actually put this requirement into their terms. But there are also a number of different companies, which do not directly require that you have Norwegian citizenship.
Instead, they require that you have lived in Norway for at least three years, before you can be approved for a credit card. The reason for this requirement is that the risk is high by granting credit to a person, who has no relationship with the country. This person can leave the country with an unclaimed credit bill, and then it will be difficult for the bank to recover the money. The requirement for living conditions in Norway is thus to reduce the risk to the company.
So there are opportunities to get credit cards for foreigners, who have lived in Norway for some years. It just requires that you be able to present valid credentials in your application. But it can be time-consuming to find those companies that offer it without Norwegian citizenship.
You need to read through each page to find the company’s requirements. They vary greatly between the different credit companies. Subsequently, you must submit an application, wait for answers and see if you can be approved. It can be a time-consuming and difficult process.
You can apply without obligation with us
We’ve done some of the work for you and brought together a number of companies that offer credit cards to foreigners. This means that you do not have to research the market yourself and find your different opportunities. It saves you a lot of time and energy and gives you a better overview of your options. In addition, you can search for companies directly from this site. You search by filling out a form with your information and it only takes a few minutes. Through us you can apply for credit card for foreigners absolutely free and without obligation.
Keep in mind that there are requirements other than citizenship and housing conditions at the various banks. The application criteria are generally that you must be over a certain age (often 18, 20 or 21 years), that you have no payment notes or collection cases, and that you have an annual income (for example, $ 100,000 a year).
There are exceptions to these, of course, but you must at least be aware of whether you meet the requirements. Otherwise, you are wasting time submitting an application, as you will not be granted the card when you do not meet the application criteria.